1. Acceptance of Terms
Welcome to Phelix Capital.
By accessing, browsing, or using this website (“Website”), you acknowledge that you have read, understood, and agree to be bound by these Terms, Conditions, Disclaimer & Grievance Redressal Policy (“Terms”), our Privacy Policy, Commission Disclosure, and any other policies published on this Website from time to time.
If you do not agree with these Terms, please discontinue use of this Website immediately.
Your continued use of this Website shall constitute acceptance of any amendments made to these Terms.
2. About Phelix Capital
Phelix Capital is a trade name used by Shobhit Bhansali.
AMFI Registered Mutual Fund Distributor
ARN: 358543
ARN Validity: 09 April 2029
Shobhit Bhansali (under the brand name Phelix Capital) facilitates investments in mutual fund schemes offered by various Asset Management Companies (“AMCs”) and may provide investor education, product information, market commentary, investment-related content, and mutual fund distribution-related services.
Shobhit Bhansali acts solely as a Mutual Fund Distributor and does not provide investment advisory services, portfolio management services, or research analyst services unless separately licensed and authorized under applicable regulations.
Phelix Capital may from time to time introduce additional products, services, tools, calculators, educational content, technology integrations, investor engagement initiatives, or digital services. Such offerings shall remain subject to these Terms unless expressly stated otherwise.
3. Eligibility
By using this Website, you represent and warrant that:
- You are legally competent to enter into binding agreements under applicable laws;
- All information provided by you is true, accurate, complete, and current;
- You shall comply with all applicable laws and regulations;
- You are not prohibited by any applicable law from using the Website or services.
4. Nature of Information Provided
The information available on this Website is intended solely for:
- Investor education;
- General information;
- Mutual fund awareness;
- Product information;
- Distribution-related services.
The content available on this Website does not constitute:
- Investment advice;
- Financial planning advice;
- Tax advice;
- Legal advice;
- Accounting advice;
- Research reports;
- Research recommendations;
- Portfolio management services;
- Personalized financial advice.
Users should consult their own financial, legal, tax, and other professional advisors before making any investment decisions.
5. No Investment Advice
Any content made available through this Website, including but not limited to:
- Articles;
- Blogs;
- Newsletters;
- Educational material;
- Calculators;
- Goal planning tools;
- Illustrations;
- Portfolio examples;
- Fund comparisons;
- Featured funds;
- Market commentary;
- Investment concepts;
- Investment baskets;
- Performance data;
is provided solely for educational and informational purposes.
Nothing contained herein shall be construed as a recommendation to buy, sell, hold, switch, redeem, or invest in any security, mutual fund scheme, financial product, or investment strategy.
Any investment decision remains solely the responsibility of the investor.
6. Mutual Fund Investments and Risk Disclosure
Mutual fund investments are subject to market risks.
Investors should carefully read:
- Scheme Information Documents (SID);
- Key Information Memorandums (KIM);
- Scheme Related Documents;
- Addendum;
- Risk disclosures;
before investing.
The Net Asset Value (NAV) of mutual fund units may fluctuate based on:
- Market movements;
- Interest rates;
- Credit events;
- Liquidity conditions;
- Economic developments;
- Regulatory changes;
- Other market factors.
Past performance does not guarantee future performance.
No assurance can be given that any scheme’s investment objective will be achieved.
Investors may lose part or all of their invested capital.
Phelix Capital does not provide any guarantee or assurance of returns.
Phelix Capital does not guarantee the performance of any mutual fund scheme, investment strategy, market view, model portfolio, illustrative example, or investment outcome discussed on the Website.
7. Online Transactions and Platform Services
Where transaction facilities are offered through authorized technology partners, exchanges, RTAs, KRAs, AMCs, payment gateways, banks, or other service providers:
- Orders shall be processed subject to applicable KYC, AML, operational, regulatory, and banking requirements.
- Transaction requests may be delayed, rejected, modified, or cancelled by AMCs, RTAs, banks, payment gateways, exchanges, or regulatory authorities.
- Applicable NAV shall be determined strictly in accordance with SEBI regulations and the relevant Scheme Related Documents.
- Redemption proceeds shall be credited directly by the AMC or its authorized service provider to the investor’s registered bank account.
Phelix Capital acts only as a facilitator and shall not be responsible for delayed, rejected, modified, incorrectly processed, or unexecuted transactions caused by third parties.
8. Accuracy of Information
While reasonable efforts are made to maintain accurate and updated information on this Website, Phelix Capital makes no representations or warranties regarding:
- Accuracy;
- Completeness;
- Reliability;
- Timeliness;
- Availability;
- Suitability;
of any information available on this Website.
Information may be modified, updated, corrected, suspended, or removed without prior notice.
Any reliance placed upon information available on this Website shall be entirely at the user’s own risk.
Certain NAVs, market data, performance information, analytics, charts, reports, or other data displayed on the Website may be obtained from third-party sources. While reasonable care is taken in sourcing such information, Phelix Capital does not independently verify all third-party information and shall not be responsible for inaccuracies, delays, omissions, or interruptions in such data.
9. Third-Party Websites and Links
This Website may contain links to third-party websites, applications, tools, or services.
Phelix Capital:
- Does not control such third-party platforms;
- Does not guarantee their accuracy;
- Does not endorse their content;
- Is not responsible for their privacy practices;
- Is not liable for their products, services, or content.
Users access such third-party websites entirely at their own risk.
10. User Responsibilities
Users agree to:
- Provide accurate information;
- Maintain updated information;
- Review all transaction confirmations and communications;
- Maintain confidentiality of login credentials;
- Conduct independent due diligence before investing;
- Comply with all applicable laws and regulations.
Users remain solely responsible for all investment decisions and transactions.
11. Communication Consent
By submitting your details through this Website, you consent to receive communications from Phelix Capital through:
- Email;
- Telephone;
- SMS;
- WhatsApp;
- Other electronic communication channels.
Such communications may relate to:
- Service requests;
- Transaction updates;
- Regulatory disclosures;
- Investor education;
- Product-related information;
- Account servicing.
This consent shall apply notwithstanding any registration under DND or similar services, to the extent permitted under applicable laws.
12. Intellectual Property
All content available on this Website, including:
- Logos;
- Branding;
- Graphics;
- Designs;
- Layouts;
- Articles;
- Educational content;
- Publications;
- Software;
- Technology;
are owned by or licensed to Phelix Capital and are protected under applicable intellectual property laws.
No content may be reproduced, copied, distributed, modified, republished, transmitted, stored, or commercially exploited without prior written permission.
13. Account Security
Where login facilities are provided, users shall be responsible for maintaining the confidentiality of:
- Login credentials;
- Passwords;
- OTPs;
- Authentication information.
All actions performed using a user’s credentials shall be deemed authorized by that user.
Phelix Capital shall not be liable for losses arising from unauthorized access to user credentials.
14. Website Disclaimer
The information, content, educational material, articles, blogs, calculators, illustrations, market commentary, investment-related content, and other materials available on this Website are provided solely for general information and investor education purposes.
Nothing contained on this Website shall be construed as:
- Investment advice;
- Investment recommendation;
- Financial planning advice;
- Research report;
- Research recommendation;
- Tax advice;
- Legal advice;
- Portfolio management advice; or
- Solicitation to buy or sell any security or financial product.
Any views, opinions, market commentary, educational illustrations, examples, projections, or forward-looking statements displayed on this Website are based on information believed to be reliable at the time of publication. However, Phelix Capital does not warrant the accuracy, completeness, or timeliness of such information.
Investors are encouraged to independently evaluate investment opportunities and seek professional advice from qualified financial, tax, and legal advisors before making investment decisions.
Past performance, historical returns, model portfolios, illustrations, case studies, market examples, sector analysis, fund performance data, or investment strategies are not indicative of future performance.
15. Limitation of Liability
To the fullest extent permitted by law, Phelix Capital, Shobhit Bhansali, affiliates, employees, representatives, agents, technology partners, and service providers shall not be liable for:
- Investment losses;
- Loss of profits;
- Loss of business opportunities;
- Data loss;
- Service interruptions;
- Website downtime;
- Delayed transactions;
- Failed transactions;
- Errors in information;
- Indirect, incidental, special, punitive, or consequential damages.
Use of this Website and reliance upon any information available on this Website is entirely at the user’s own risk.
16. Indemnity
You agree to indemnify and hold harmless Phelix Capital, Shobhit Bhansali, affiliates, employees, representatives, service providers, and partners from and against any claims, liabilities, losses, damages, costs, penalties, or expenses arising out of:
- Your use of the Website;
- Breach of these Terms;
- Violation of applicable laws;
- Fraudulent activity;
- Misrepresentation of information;
- Unauthorized use of services.
17. Suspension or Termination
Phelix Capital reserves the right to suspend, restrict, or terminate access to the Website or services where:
- Required by law;
- Required by regulators;
- Fraud is suspected;
- Information provided is inaccurate;
- Security concerns arise;
- Continued access may create legal, regulatory, or operational risks.
18. Force Majeure
Phelix Capital shall not be liable for delays, interruptions, or failures arising from events beyond its reasonable control including:
- Natural disasters;
- Floods;
- Earthquakes;
- Fires;
- Pandemics;
- Government actions;
- Regulatory actions;
- Internet outages;
- System failures;
- Cyber attacks;
- Power failures;
- Wars;
- Terrorist activities;
- Civil disturbances.
19. Regulatory Compliance
Information may be disclosed where required by:
- SEBI;
- AMFI;
- Asset Management Companies;
- Registrar & Transfer Agents;
- KYC Registration Agencies;
- Courts;
- Government authorities;
- Law enforcement agencies;
- Applicable laws and regulations.
20. Grievance Redressal
Phelix Capital is committed to providing prompt, transparent, and fair service to all investors.
If you have any complaint, concern, feedback, query, or grievance relating to:
- Mutual fund transactions;
- Investor onboarding;
- Service quality;
- Website functionality;
- Communication received from us;
- Privacy-related concerns; or
- Any other matter relating to our services,
you may contact us at info@phelixcap.in
We will make reasonable efforts to acknowledge and address investor communications in a timely manner.
Where a grievance relates to a transaction processed by an AMC, RTA, KRA, bank, or another service provider, Phelix Capital may assist the investor in coordinating with the relevant institution for resolution. However, final resolution may remain subject to the policies and timelines of the respective institution.
Nothing contained herein shall restrict an investor’s right to approach the relevant AMC, RTA, AMFI, SEBI, or any other competent authority or forum available under applicable laws.
21. Changes to Terms
Phelix Capital reserves the right to modify these Terms at any time.
Updated versions shall become effective immediately upon publication on the Website.
Continued use of the Website shall constitute acceptance of the revised Terms.
22. Severability
If any provision of these Terms is held invalid, unlawful, or unenforceable, the remaining provisions shall continue in full force and effect.
23. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India.
Any dispute arising out of or relating to these Terms shall first be attempted to be resolved amicably.
Failing such resolution, the dispute shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra, India.
24. Regulatory Disclaimer
Phelix Capital is a trade name used by Shobhit Bhansali.
ARN 358543 is registered in the name of Shobhit Bhansali.
Shobhit Bhansali (under the brand name Phelix Capital) acts solely as a Mutual Fund Distributor and facilitates investments in mutual fund schemes offered by various Asset Management Companies.
Phelix Capital does not provide investment advisory services unless separately licensed and authorized under applicable regulations.
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.